The apostle John said that if we ask anything according to His will, the Lord hears us (1 John 5:14). But God's will is not always compatible with our will.
All too often we strike out on our own without seeking a clear direction from Him. We take control of the reins, feeling that we know what direction is best. This is especially true when we make financial decisions. True, we may get into debt by buying the latest and greatest hot-ticket item, but more often than not, we fritter away what we have on small purchases.
Regardless of how we incur debt, one notion is clear: We not only compromise our monthly finances if we have a cavalier attitude toward money management but we also jeopardize our relationship and dependence on our Creator.
Do you pray and seek the Lord's counsel before making financial decisions? Or are you quick to forge ahead because of what you feel are the best decisions? Consider these guiding principles to help you steer clear of attitudes often associated with money management.
If a Christian is worried, frustrated, and upset about money, God is not in control. God said that worry is not in His plan for our lives (Matthew 6:25). If we are relying on His guidance, He will supply all our needs, just as He has promised. So, believing that, we can concentrate on other things.
God will never use money to build our egos. Many times Christians become trapped by financial ego and find themselves catering to the wealthy rather than to those whom God has brought across their paths. However, in Christ we are all financially equal. When we depart from this world, we will take nothing from this world with us. All that we will have for all eternity will be the treasures we have laid up in heaven. Those treasures are not deposited by human ego, rather by humility.
God will not cause Christians to hoard. There is a distinct difference between saving and hoarding. Saving is biblically recommended in order to be prepared for inevitable emergencies or adversity. Hoarding is putting money aside to guard against any and all calamities, yet seldom using it for family emergencies or financial setbacks.
A Christian cannot be within God's will and hoard money. Hoarding prevents Christians from seeing the needs of others and prohibits them from abandoning even a small portion of their hoarded funds to help the needy. Unfortunately, those who are guilty of hoarding usually can rationalize their behavior with so-called righteous arguments, but their arguments are contrary to the Word of God.
So, although it is not wrong to live well, we should not live lavishly or extravagantly. Our lifestyles must be guided by the Holy Spirit—not determined by the lifestyles of others. Although God does not supply the money to satisfy our every whim and desire, He has promised that He would meet our needs and provide an abundance so that we can help others. It is when we accept this principle that God will multiply our abundance as well.
To achieve God's best, we must apply what He says. Information without application leads to frustration. Christians who are not experiencing peace in financial matters should reevaluate and ask themselves: Who is in control of my financial decisions? Who is directing my paths? Am I being controlled by God or by my own desires?