Focus on Finances

Budget. Bills. Debt.

Money issues are one of the top concerns for couples. Focus on the Family has the help you need to take control of your finances.

We have teamed with Crown Financial Ministries to bring you Crown Mvelopes...for free. This online budgeting system combines web technology with time-proven personal finance methods, helping you consistently live within your income, eliminate debt and create long-term financial peace of mind.

To learn more or get started, click the button below.

coaching info

Debt
Budgeting
Communicating

Six Steps to Debt-Free Living ARTICLE

Following these six steps can start you down the path of becoming debt free. keep reading...
Getting Out of Debt ARTICLE

The following suggestions should help you pay off your debt. Choose the ones that work best for you and your spouse, then start erasing your debt today. keep reading...
Common Errors that Lead to Debt ARTICLE

There may be an endless list of errors that lead to debt, but two always seem to bob to the top. keep reading...
We’re in debt and it’s straining our marriage. How do we get back on track? Q & A

What can you do to unlock the door of your "debtors' prison?" You can start out by sitting down and talking about the problem. keep reading...
My spouse never learned how to be responsible, and now we’re deep in debt. Is there any way out?Q & A

Your circumstances probably aren't going to change without some kind of direct intervention. keep reading...
Breaking Free From Bad Money HabitsAUDIO {runtime: 28:29}

Amie Streater, financial minister at New Life Church in Colorado Springs, shares how to master your finances and overcome bad money habits. listen now...

‘Budget’ Needn’t Be a Dirty WordARTICLE

Too many people think that a budget is a devious device invented to keep them from spending their money. If that’s what you think, how about taking a fresh look at the subject? keep reading...
Getting a Reluctant Spouse Onboard With BudgetingARTICLE

Having trouble getting your spouse to help with money issues or join the get-out-of-debt crusade? Here's help. keep reading...
Budget Busters, Part 2ARTICLE

How can you keep your costs from breaking the bank each month? Here are some ideas. keep reading...
Big Dreams on a Small BudgetARTICLE

Live better — and smarter — by incorporating the three C's of financial contentment. Here are 20 money-saving tips to get you going. keep reading...
How much should young couples put away in savings?Q & A

How much should you save? That depends in part on how you earn it. keep reading...
Securing Financial Peace for Your Family, Part 1AUDIO {runtime: 28:29}

Finance expert Dave Ramsey offers practical advice on money management, covering topics like credit cards, loans, budgeting and more. listen now...
Securing Financial Peace for Your Family, Part 2AUDIO {runtime: 28:29}

Finance expert Dave Ramsey offers practical advice on money management, covering topics like credit cards, loans, budgeting and more. listen now...
Trusting God in Today’s EconomyAUDIO {runtime: 28:29}

If you're facing financial challenges, listen to this broadcast as author and speaker Steve Farrar encourages listeners to trust in God as their provider. listen now...
Build a Budget — Get Liberated!VIDEO {runtime: 1:47}

While creating a household budget may seem constraining, Christian financial expert Ron Blue explains why it's actually liberating. watch now...

Communicating About DebtARTICLE

Couples should have a financial strategy in place to avoid the use of debt. Don't let debt become a cause of discontent in your marriage. keep reading...
Marriage and MoneyARTICLE

Too many people think that a budget is a devious device invented to keep them from spending their money. If that’s what you think, how about taking a fresh look at the subject? keep reading...
Communicating About BudgetsARTICLE

The number one reason for couples to develop a spending plan — a budget — is to reduce conflict in their marriage. keep reading...
Reconciling Budget DifferencesARTICLE

Scott was a money saver. Tiffany was a weekend spender. How one couple worked through their financial differences. keep reading...
Why Does My Spouse Spend So Much?ARTICLE

Like many young couples, Graham and Anna had very different ideas about spending and how much things should cost. keep reading...
I can’t agree with my spouse on discipline with spending. What can we do?Q & A

First, make up your minds to be on the same team when it comes to finances. You can start by agreeing that you both want the same things concerning money. keep reading...
Getting a Handle on Family Finances, Part 1AUDIO{runtime: 28:29}

Financial expert Dave Ramsey explains how couples can avoid conflict and strengthen a marriage by negotiating a budget. listen now...
Keeping Your Marriage Strong in a Weak EconomyAUDIO{runtime: 28:29}

Unemployment often assaults a man's sense of duty to provide for his family, causing him to wrestle with guilt and feel like a failure. Learn how to encourage an unemployed spouse. listen now...
Money: Couples Must Build TrustVIDEO{runtime: 1:22}

Christian financial expert Ron Blue explains why trust, money and money management go together. watch now...

Need help with financial issues?

Money problems in marriage can lead to conflict and discouragement. If you need help overcoming difficult financial issues in your marriage, Focus on the Family's Help Center is here for you.