Life Challenges

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Reaching Out to Someone Who Has Lost a Loved One Through Suicide

How can I best minister to someone who has lost a family member to suicide? My good friend's son recently took his own life, and I'm at a loss as to what I should do or say to her. Can you help me?

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Unmarried and Pregnant – Boyfriend Uninterested in Fatherhood

How can I encourage my boyfriend to embrace his role as a father-to-be? I'm due to deliver our baby next month, and up to this point he's been completely uninvolved. It's not just a matter of feeling unsure of himself – he has actually told me straight out that he's just not interested in being a dad. He may not even be present for the birth of the child. He's been emotionally detached and distant throughout most of our two-year relationship, but I thought that having a baby together would help nurture a deeper connection between us. I've become so disappointed in him that I'd be willing to dump him altogether if it weren't for the baby. I can't raise a child on my own, and wouldn't want to even if I could. Can you help me?

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Trapped in an Incestuous Relationship

How do I say "no" to someone in my family who has been forcing me to engage in sexual acts? I can hardly bear to think about this! I feel ugly, dirty, worthless, wretched, and used. I don't want this to continue, but I'm afraid to tell anyone what's going on, and without help there's nothing I can do to prevent it. What should I do?

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Wife Wonders If Husband Is Going Through "Male Menopause"

Is my husband going through "male menopause"? Lately he's been irritable and moody, but when I ask him about it he says he can't put a finger on anything. We're both in our mid-fifties, and I remember that when I went through menopause I felt a lot like my husband seems to be feeling now. Could he be going through a male version of what I experienced?

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Financial Responsibility for a Deceased Parent's Debts

Are my spouse and I morally or legally obligated to pay off a deceased parent's debts? My father-in-law passed away a few months ago with significant indebtedness. To complicate matters, he lived and died in a foreign country and I have no idea how that government handles a situation like this. More to the point, what does the Bible have to say about it? It might ruin us to try to pay his creditors, but we don't want to be disobedient if this is what the Lord is telling us to do.

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Workplace Romance

Is it a bad idea to become romantically involved with a fellow employee? I think I'm in love with a man who works in my office. I know it's often considered unprofessional to date a co-worker, and I'm not entirely certain about his feelings for me. The last thing I want to do is place him in an awkward position. Any advice?

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How to Support Someone After a Miscarriage

What do I say to a friend who has had a miscarriage? I can tell she's really hurting, and I'd like to reach out to her somehow. The problem is, I'm afraid of putting my foot in my mouth. I've never been through an experience of that kind myself, so it's difficult to put myself in her place. At the same time, it's hard to avoid saying something since I'm around her almost every day. Can you help me navigate this very awkward situation?

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Adult Child of Alcoholic

As an adult who grew up in a home with an alcoholic parent, what do I need to know about the potential impact of my past upon my present life? What are the biggest challenges faced by adult children of alcoholics? Can you direct me to some resources that provide help and guidance in this area?

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Achieving a "Balanced" Lifestyle

How can I adjust my schedule so as to bring about a healthier equalization between the time I spend at work and the time I devote to the rest of life's activities and demands? I've really tried to do this, but it seems that something suffers no matter what I do. Besides, I don't think I've ever met anyone who has been able to put it all together. What does a "balanced" life look like in your opinion? How can I have that kind of life?

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How to Leave Work at the Office and Be There for Your Family

How do I keep my job from eating up my time and energy to the point where I have nothing left to give my family? I'm a high-level executive with a large corporation, and my struggle to balance work and family is made worse by the fact that business concerns tend to dominate my mind even during off-hours. Over and over again I come home at the end of a hectic day, determined to spend some quality time with my wife and kids, only to find that Vice President X, Manager Y, and Client Z are still carrying on a heated conversation inside my head. I'm afraid I've lost the ability to jump off the treadmill and leave the rat-race behind. Any suggestions?

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Choosing a Financial Advisor

How do I go about locating and selecting a good financial advisor?

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Financial Guidance for a Newly Single Adult With Kids

What are some of the most important financial concerns for a newly single adult with kids?

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Wills and Estate Planning for Single Women

As a single woman, how important is it that I have a will? Is this something I should be concerned about?

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Borrowing Money from Life Insurance

Are life insurance loans a bad idea? I'm in financial trouble and I desperately need some cash. Is it wise to borrow it from my insurance policy?

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Inheritance Trusts

Should I set up an inheritance trust for my wife? My reasoning is that she doesn't like handling money. Is my thinking sound?

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Drawing on Retirement Funds for Other Purposes

Is it ever a good idea to use retirement accounts to fund projects? My husband and I recently retired, and we need some financial advice. We're both artists, and we'd like to convert our garage into a studio. The projected cost is $10,000.00. Should we use funds from our CDs or tap into our 401(k)s?

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Retirement Plans 101

Can you help me understand the differences – including the relevant pros and cons – between the various kinds of retirement accounts now available? What's the wisest way to provide for my needs once my paycheck stops?

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Widow Wonders How to Use Deceased Spouse's Money

As a widow in my mid-sixties, should I pay off my home or invest the money my husband left me? What's the very best use I can make of these funds?

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Dual Health Insurance Coverage for Married Couples

When health insurance is available to both spouses, is it wise for each to sign up for coverage?

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Car Purchases and Smart Financial Decisions

What advice do you have for a family on a limited budget when it comes to buying a car? Our car is about to die, so we're in the market for something more reliable.

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Using Retirement Funds for Down Payment on Home

Should I withdraw money from my IRA for a down payment on a new home? The stock market's been underperforming, but I'm optimistic about long-term home values.

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Home Ownership vs. Renting

When it comes to housing, what are some of the pros and cons of renting and buying? My wife and I have been married about four years. The subject of buying our own home has come up recently, but I'm not sure we're prepared for that kind of financial commitment.

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Eliminating Debt and Credit Card Abuse

Should I get rid of my credit cards? They're eating me alive. Some people tell me to cut them up, but I can't because my job requires me to travel a lot. How can I hold on to them and overcome my debt problem at the same time?

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Making Loans to Family Members

Do you think it is wise for family members to loan money to one another- for example, brother to brother, adult to child, parent to child, etc.?

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