Life Challenges

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Workplace Romance

Is it a bad idea to become romantically involved with a fellow employee? I think I'm in love with a man who works in my office. I know it's often considered unprofessional to date a co-worker, and I'm not entirely certain about his feelings for me. The last thing I want to do is place him in an awkward position. Any advice?

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How to Support Someone After a Miscarriage

What do I say to a friend who has had a miscarriage? I can tell she's really hurting, and I'd like to reach out to her somehow. The problem is, I'm afraid of putting my foot in my mouth. I've never been through an experience of that kind myself, so it's difficult to put myself in her place. At the same time, it's hard to avoid saying something since I'm around her almost every day. Can you help me navigate this very awkward situation?

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Adult Child of Alcoholic

As an adult who grew up in a home with an alcoholic parent, what do I need to know about the potential impact of my past upon my present life? What are the biggest challenges faced by adult children of alcoholics? Can you direct me to some resources that provide help and guidance in this area?

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Achieving a "Balanced" Lifestyle

How can I adjust my schedule so as to bring about a healthier equalization between the time I spend at work and the time I devote to the rest of life's activities and demands? I've really tried to do this, but it seems that something suffers no matter what I do. Besides, I don't think I've ever met anyone who has been able to put it all together. What does a "balanced" life look like in your opinion? How can I have that kind of life?

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How to Leave Work at the Office and Be There for Your Family

How do I keep my job from eating up my time and energy to the point where I have nothing left to give my family? I'm a high-level executive with a large corporation, and my struggle to balance work and family is made worse by the fact that business concerns tend to dominate my mind even during off-hours. Over and over again I come home at the end of a hectic day, determined to spend some quality time with my wife and kids, only to find that Vice President X, Manager Y, and Client Z are still carrying on a heated conversation inside my head. I'm afraid I've lost the ability to jump off the treadmill and leave the rat-race behind. Any suggestions?

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Choosing a Financial Advisor

How do I go about locating and selecting a good financial advisor?

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Financial Guidance for a Newly Single Adult With Kids

What are some of the most important financial concerns for a newly single adult with kids?

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Wills and Estate Planning for Single Women

As a single woman, how important is it that I have a will? Is this something I should be concerned about?

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Borrowing Money from Life Insurance

Are life insurance loans a bad idea? I'm in financial trouble and I desperately need some cash. Is it wise to borrow it from my insurance policy?

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Inheritance Trusts

Should I set up an inheritance trust for my wife? My reasoning is that she doesn't like handling money. Is my thinking sound?

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Drawing on Retirement Funds for Other Purposes

Is it ever a good idea to use retirement accounts to fund projects? My husband and I recently retired, and we need some financial advice. We're both artists, and we'd like to convert our garage into a studio. The projected cost is $10,000.00. Should we use funds from our CDs or tap into our 401(k)s?

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Retirement Plans 101

Can you help me understand the differences – including the relevant pros and cons – between the various kinds of retirement accounts now available? What's the wisest way to provide for my needs once my paycheck stops?

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Widow Wonders How to Use Deceased Spouse's Money

As a widow in my mid-sixties, should I pay off my home or invest the money my husband left me? What's the very best use I can make of these funds?

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Dual Health Insurance Coverage for Married Couples

When health insurance is available to both spouses, is it wise for each to sign up for coverage?

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Car Purchases and Smart Financial Decisions

What advice do you have for a family on a limited budget when it comes to buying a car? Our car is about to die, so we're in the market for something more reliable.

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Using Retirement Funds for Down Payment on Home

Should I withdraw money from my IRA for a down payment on a new home? The stock market's been underperforming, but I'm optimistic about long-term home values.

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Home Ownership vs. Renting

When it comes to housing, what are some of the pros and cons of renting and buying? My wife and I have been married about four years. The subject of buying our own home has come up recently, but I'm not sure we're prepared for that kind of financial commitment.

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Eliminating Debt and Credit Card Abuse

Should I get rid of my credit cards? They're eating me alive. Some people tell me to cut them up, but I can't because my job requires me to travel a lot. How can I hold on to them and overcome my debt problem at the same time?

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Making Loans to Family Members

Do you think it is wise for family members to loan money to one another- for example, brother to brother, adult to child, parent to child, etc.?

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Using Savings to Pay Off Credit Card Debt

Should I use my savings to pay off my credit card? I have just enough in the bank to cover the debt. What do you think I should do?

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Dealing With Recession and Inflation

What's the wisest way to handle my finances during a period of recession? How do I plan ahead when there's so much economic uncertainty? And how can I avoid setbacks in the future?

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Financial Decision Making

Can you help us figure how to spend a large, unexpected inheritance? At first we were excited, but now we're seeing how quickly wealth can become a source of confusion and anxiety. My daughter thinks we should use the money to finance her education. My wife wants to remodel the kitchen. I'd like to make some solid investments. How do we resolve this?

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Reasons to Set Financial Goals

Why is it important to identify specific financial objectives? How does this fit in with what Jesus said about letting tomorrow "worry about itself" (Matthew 6:34)? If I make plans and set monetary goals of my own, doesn't this rule out the necessity of trusting God on a day-by-day basis?

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How to Pay Off Credit Card Debt

Is there a way to get out from under a hopeless amount of credit card debt? I'm spending more than I'm earning every month, and as result I'm sinking deeper and deeper into the hole. Most of the advice I get doesn't apply to my situation because I'm in too much trouble. What can I do?

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