Dave Ramsey is a personal money management expert and the popular host of the nationally-syndicated radio program “The Dave Ramsey Show,” which is heard by 12 million listeners each week. His best-selling books – including Financial Peace, The Total Money Makeover and More Than Enough – have sold more than 10 million copies combined. Dave is the creator of Financial Peace University, a program that helps people eliminate debt and manage money wisely. He runs a multi-million dollar company, Ramsey Solutions, but he defines his success by the number of lives changed through his message of hope. Dave and his wife, Sharon, have three children. Learn more about Dave by visiting his website, www.daveramsey.com.