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Getting a Handle on Your Family Finances (Part 2 of 2)

Getting a Handle on Your Family Finances (Part 2 of 2)

Offering his expert advice on money management, radio host Dave Ramsey explains how couples can avoid conflict by negotiating a budget, and how they can teach their children wise financial principles. (Part 2 of 2)
Original Air Date: March 11, 2011

John Fuller: On our last Focus on the Family, financial expert Dave Ramsey shared this bit of wisdom.

Dave Ramsey: The flow of money in a family represents the value system under which that family operates. Jesus said it this way, he said, “Where your treasure is, your heart will be also.” So, what you do with money screams loudly who you are.

John: Wow, some passion and conviction there. And, uh, on today’s Focus on the Family, you’ll hear some practical biblical advice from Dave Ramsey. This is going to apply, uh, to your situation, whether you’re single or married with children or without. I’m John Fuller, and your host is Focus president Jim Daly.

Jim Daly: Ah John, last time, uh, Dave spoke about two different money personalities, the free spirits and the nerds. I think you know which one you wanna be in. (laughs) But, uh-

John: (laughs)

Jim: … you often have one of each in a marriage. And he explained how you can avoid conflict with some simple budgeting ideas. And, uh, we know, uh, here at Focus, we get a lot of people writing in about the conflict in marriage around, uh, finances. In today’s message, he’s going to turn a corner and talk to single folks about some of the financial landmines that they particularly struggle with, uh, like my mom, who as a single mother of five kids was working two or three jobs, uh, just to get by. But, uh, also had a hard time saying no to guess who, yeah, her little Jimmy.

John: Mm-hmm.

Jim: I was a bit spoiled.

John: Ah, well, those are hard circumstances, especially around the holidays. And Dave will have some encouragement. He’s also gonna share some intriguing ideas about teaching your children, uh, how to handle money a little bit later on. Uh, if you’re not familiar, Dave Ramsey is a best-selling author, he’s a radio host, very popular, and, uh, he’s been a very good friend to this ministry. He’s been here a number of times, and it’s a privilege to present the second half of this segment. It comes from his nine-week video series, Financial Peace University. And so, from that series, here’s Dave Ramsey on today’s Focus on the Family.

Dave: When it comes to singles and money, time poverty and fatigue can lead to poor money management. Beware when you’re single of impulse buying due to stress, or the I owe it to myself syndrome, sometimes known as a pity party. I deserve a break today. I’m pitiful, I’m going to spend money I don’t have. And, and, uh, I just feel bad and I’m just gonna go spend some money. I’ll feel better if I spend some money. And all these kinds of things. Be very, very, very, very, very careful of that. 55% of the single moms in the U.S. are qualified as poor in America today, 55% of them, according to the Department of Commerce. And you know, we’ve, we work with a lot of single moms across the country, and I’ll never forget sitting in a small group session after we taught in a Financial Peace University with a single mom. And she said, “Dave, I was doing this stuff so good. I had my budget down. It was Thursday night, everything was balanced. I’m working two jobs to get this done. I’m so tired, but we were getting there. I was starting to feel like I had discipline and had control. For the first time in my life, I really had a sense of hope.” And, and she said, “I got up, I got up on Friday morning, we got the kids all dressed to take them to the daycare, load them in the car. We’re going down the road, cloud burst, big time thunderstorm. About that time I hear [inaudible], my tire is flat.” So, she gets out on the side of the road, the kids are in the car. People are driving by, splash, splash, splash, while she changes the tire. So, she’s late getting them to the daycare, then she’s late and wet getting into work. She comes into work, her boss chews her out ’cause she’s, she’s late for work. A- and so she has to work over because she’s late to make up the time and be able to keep the job. And of course if you’re late for the daycare, they charge you $62 a minute if you come in late for the daycare. So, she comes in late for the daycare. Picks up the kids. She has had the worst day of her life, right? She gets in the car, she’s driving home, she just completely worn out. She said, “Dave I had nothing left in my emotional gas tank.” A- and she said the kids are in the back going, “McDonald’s, McDonald’s, McDonald’s.” And she said, “Before I knew it, I went through and I pulled $20 out of the anytime teller, that wasn’t in there because my budget was balanced. I had already spent the money and paid the bills. And we went over to McDonald’s and got a couple of happy meals, and we went home, ’cause I just didn’t have the energy to cook.” I bounced five checks. The happy meals cost me $157. See, you don’t deserve that kind of a break today. You gotta kinda take a deep breath when the kids are doing that and go, “Shut up, peanut butter breath. We are going home.” And go slap some peanut butter on the bread and do it another day. And I gotta tell you, I know it’s tough. I know those budgets are tough. We’ve looked at them for years. It’s hard. But I can tell you, you don’t deserve that kinda break today. You have to be very careful. That, it’s moments like that that make or break you when you have to be strong. A- and folks that are single and have never been married, or don’t have kids, you gotta be careful. A lot of singles I talk about, particularly young singles, talk about what they call loneliness spending. They would rather eat at a restaurant, even if I’m not eating with anybody, at least there’s people around than sit in an apartment by myself again. I just can’t do it. I just wanna be around humans. And they go out and they eat, they go, “All right, the, the gang is going out.” Even if they don’t wanna go out with the gang, they go out with the gang just to be hanging out with some people, just to have the touch and the interaction. And every time they do that, they spend money. Be careful with that. A written plan gives a single person empowerment, self-accountability, and control. If you’re in here and you’re single, or you’re helping somebody that’s single, circle that one right there. Put stars all the way around it. That is worth you attending tonight, if you’re single. It’s that simple. The written plan gives a single person empowerment, self-accountability, and control. How do you prevent mistakes and how do you put in place the right kind of decisions when you’re single? Well, you develop an accountability relationship, someone to discuss your purchases with, someone to discuss your budget with. Now, who do you use for an accountability partner? You don’t use your shopping buddy. “Oh, get three.” That’s not what we’re talking about. An accountability partner is someone who’s willing to hurt your feelings for your own good. “No, stupid, you don’t need a new car. It’s a flat tire. Buy a hubcap.” Now, your accountability partner could be your dad, your mom, it could be somebody that you work with, it could be an uncle, it could be your grandmother. It could be your pastor, it can be a friend, but whoever it is needs to be, uh, somebody that has old-fashioned values when it comes to money, and they’re going to look at you in love and say, “You’re being stupid, don’t do that.” Hey, even the Lone Range had Tonto, okay? We gotta have somebody to knock this stuff off of to be able to get it in our face when it’s time and do that. Now, those of, uh, us that are married, we know when we get home, we’ve got immediate accountability. “You bought what?” That just, that just goes with the territory. But and I’m not saying when you’re single that somehow, you’re incomplete. That’s not my point. My point is, though, that, that two heads are better than one, and if you’ll reach outside, find that special someone in your life that will get in your face on financial issues, or any other issues, spiritual issues, it will cause you to grow and cause you to be able to win. Accountability is an absolute necessity. When it comes to kids and money, teaching your kids how to handle money is not the school’s responsibility. They should be doing it, by and large they’re not doing it, and you gotta remember, ultimately, it is your responsibility. It’s your responsibility to make sure your kids are taught. This stuff is not taught in schools. We have a high school curriculum called Financial Peace for the Next Generation. It’s taught in a couple thousand schools. And if it’s not in your high school, then it’s your job to teach your kids about money, and don’t wait ’til they get to high school anyway. It’s part of being a parent to teach them these things. It’s part of being a parent to teach them to drive, to teach them to wear clothes that fit their body. It’s, you know, the, the, this is, this is part of being a parent, isn’t it? We have these responsibilities, and we can’t let someone else out there take that job from us. We will be disappointed in the results. Proverbs 22:6 says, you’ve probably heard this, have you heard it? Train up a child in the way he should go, and when he is old, he will not depart

Audience: Yes.

Dave: Here’s an interesting thing. I have never heard anybody quote that scripture with the one immediately following it. It’s interesting. Proverbs 22:6, train up a child in the way he should go, and when he’s old, he’ll not depart from it. 22:7, the rich rules over the poor, and the borrower is slave to the lender. Maybe we oughta teach our kids about money. Maybe we oughta teach our kids about debt, that when you sign up for a credit card, it doesn’t make you an adult. It makes you a slave. There’s an idea. Maybe we oughta teach our kids about work, things like in the Bible it says the diligent prosper, but he who hastens to be rich will not go unpunished. Get rich quick doesn’t work, working your tail end off does work. That’s what that says. And teach those lessons to our kids. Around our house, we paid commissions, not allowances. We never had allowances at the Ramsey household. I don’t believe in allowance. Allowance to me sounds like welfare. It sounds like I’m gonna make allowance for you because you’re somehow deficit. You’re not able to do anything of value, so I’m gonna make allowance for you. Commission says that if you work, you get paid. If you don’t work, you don’t get paid. That’s what commission says, and that works every time. You know, I remember one time we were driving along, our kids were a lot smaller then. And one of mine was about 13 years old, uh, a- and was going on, “Dad, why are you so tough on us? Our friends don’t have to work the way you work us. You make us work; you make us do all these things. You make us do this; you make us save money. I mean, we have all these rules that the other kids don’t have. Dad, why are you so tough on us about this money stuff? Is this ’cause you’re afraid you’re gonna be embarrassed?” And I went, “Well, yeah, that’s part of it.”

Audience: Laughs

Dave: And I said, “More than anything, the reason I’m so tough on you is this. We’ve done a great job with money, so we’ve got a lot of it. And so, when we die, you’re gonna be very wealthy. And if you don’t have the personal character, the, the muscle and the bones of character to carry the weight of that wealth, it will ruin your life. It will take away your desire to win. It will take away why God put you on the planet. And you’ll become one of those trust fund babies, stinky things. I don’t want any of those. I want children that are arrows that we turn loose, that are straight and they’re clean, and they fly true and hit the mark. That’s what we’re trying to grow, and that happens with lots and lots of forming, and reforming, and reforming. That’s the character to carry that wealth. You see, words are powerful. Be careful what words you’re using with your kids. What are you speaking into their lives? What are you speaking at them? You gotta be very careful about that, see? If you work, you get paid. If you don’t work, you don’t get paid. Around our house, we use the stuff that we now have in a thing called Financial Peace Junior. We used to put on the, um, on the refrigerator door, we would put a commission worksheet that looked a lot like this, little magnets on the back, and we’d stick it to the door. And we’d write on here the chores that you had to do, and we put a dollar amount beside each of the chores. And that wasn’t a big, complicated thing. When they were pretty small, you know, they’re six, seven, eight years old, it was five chores, and it was a dollar a piece for each chore. So, you do all the chores, you get five bucks. You don’t do all the chores, you get four bucks, three bucks, whatever. And so, we’d check off if you did them, and you got paid if you did them. And if you didn’t do the chore, you didn’t get the money. It’s that simple. You don’t have to be so hard on them. You wanna do it age appropriate. We don’t wanna create Hitler’s boot camp for money. That’s not the point, okay? But we do want these kids to learn this stuff at four, five six, eight, 10 years old because I meet 58-year old’s who still haven’t made an emotional connection between money and work. It’s how money is created. It’s created with work. And so, we use the basic commission thing. Well, Dave, we think that around our house you oughta just do chores just ’cause you’re part of the family. I said five. The rest of ours you do just ’cause I’m larger than you and I could hurt you.

Audience: Laughs

Dave: ‘Cause you’re part of the family. When I get up from the dinner table and take my plate to the sink and scrape it off and put it in the dishwasher, I didn’t do that ’cause I get paid. I did that because I love my wife, and it’s one way I can serve her that evening after she’s been in a hot kitchen all day. Okay? That’s that deal. A- and the same thing for my kids. They love their mom; they love their dad. They need to do stuff for, as being part of the family. That’s part of the deal. But if you only do that, you don’t ever teach them that work creates money. ‘Cause I gotta tell you, when they earn money and they have money that in their hand that they earned, they treat it different, and they make different decisions at that point. A- and you get to teach them other teachable lessons. So, do some things that are just ’cause you’re part of the family, but do some things where we make that connection and create teachable moments in the process as well.

John: Some great insights by Dave Ramsey, and, uh, this is Focus on the Family. You can get a copy of his book, The Total Money Makeover, or request Smart Money, Smart Kids when you get in touch with us and make a donation of any amount to the ministry. Our number is 800, the letter A, and the word FAMILY, 800-232-6459, or donate online and request, uh, either one of those books at focusonthefamily.com/broadcast. Let’s go ahead and return now to more from Dave Ramsey on Focus on the Family.

Dave: Teach by example as well. That, that, you know, here’s an idea. You gotta understand that they’re gonna do what you do. If you’re stressed out and the way you medicate stress is i- is you pray, then they’re gonna pray when they’re stressed out. If the way you medicate stress, is you go buy a new dress, they’re gonna go buy a new dress when they’re stressed out. They’re watching you. They smell this stuff. Uh, uh, you know, the old thing that I would rather see a sermon any day than hear one, a- and kids, that’s how they live their whole lives. When our children were little, our oldest who, and she was a little, bitty kid in preschool, the little teacher took, this was a brave, little teacher, took each of these little kids and put their little feet in paint, and then put the little footprint on a little cardboard thing, and it looks like this. This is my oldest, Denise. And then they wrote across the top, “I’m following in your footsteps.” Now, if you put that on your office desk for a couple of years, it’ll change how you act and react about just about everything, won’t it? Because they’re watching, they’re going to do what you do. So, you could teach, and you could have all these speeches and all these other things. You can take them to all the Dave Ramsey stuff, and all that stuff, but ultimately, you’re running around borrowing money every time you turn around, your kids are gonna run around and borrow money every time they turn around. That’s what’s gonna happen. You are their family of origin, and you’re gonna bless them or curse them (laughs) with that process. Now, as you’re teaching them, be age-appropriate in the process. You know, show them how debt works. Show them how to be debt free. But a four-year-old doesn’t grasp that. So, but, as you’re talking to teenagers, they get a little bit older, you know, talk to them about how insurance works. Talk to them about what a Roth IRA is, or what a 401k is. Talk to them about taxes and voting, and these kinds of things. It, you know, ’cause you wanna raise them that vote like you do, right? I mean, that’s how that works. (laughs)

Audience: Laughs

Dave: So, if the children are very young when you start out, just use a clear plastic container like this, and as you pay them, wad the money up so it takes up more room and stuff it down in there. See, that’s not a lot of money in there. That’s a bunch of ones just wadded up and stuffed in there, but if you had that on a neat little pile, you nerds, it really wouldn’t look like a lot of money. This is a free spirit savings account right here, okay.

Audience: Laughs

Dave: But here’s what happens. See, when you’re four years old and you clean up the room, did you really clean up the room? No, not really. Around our house, when you’re four years old and you clean up the room, you picked up three or four toys, mom and dad did the rest, and you got all the attaboys and attagirls. You are a super star room cleaner. You are awesome. Give me a high five on the clean room. Way to go. Hopefully they’ll kinda get that in their spirit, then when they’re a teenager, it won’t look like a nuclear dump, you know?

Audience: Laughs

Dave: All right? So, you know, you do that, you train them, right? And then, let me tell you, pay them right then. That was hard work cleaning up that room, and I’m really proud of you. That was good. A dollar. Doesn’t have to be a lot of money. And you crumple it up and you put it in here. And then ever so often, you don’t have to have a big system, that’s the whole system when they’re tiny, okay? Ever so often you get them all out, all these dollars out, and you smooth them out, and you go down to Toys Are Them. I remember one time we went down to Toys Are Them, and we were there to buy Celebration Barbie.

Audience: Laughs

Dave: And we didn’t have the money, so we got, sorta kinda had a party, Barbie.

Audience: Laughs

Dave: I gotta tell you, that was a character-growing experience right there, to not buy what we went after because we didn’t have the money. ‘Cause I’m looking at those little eyes looking up at me. “Celebration Barbie, man.” It was a character-growing experience for me. I remember it. The kid doesn’t even remember it, ’cause I had to go, ’cause I, we c- I mean, it’s just another few dollars. I mean, aren’t they sweet? Isn’t this cute? It’s how this works. Now, do I do that every time? No. Sometimes I just step up and totally buy Celebration Barbie. But other times, we like, “Okay, this is how this deal works. Money is finite. There’s only so much of it. You need to get that in your spirit as you go along. You don’t get everything you want. Well, I deserve it. You don’t deserve it unless you have the money. That’s when you deserve it. That’s how you wanna transfer this. Just having big, cute eyes doesn’t give you the, the right to deserve everything. We got people all over our culture trying that, and it just doesn’t work, right? So, we use three envelopes at our house. We use the spending envelope, the saving envelope, and the giving envelope when we paid the little guys. A- and so, giving, spending, saving. You know, what we would do is take that $5, those five $1 bills, and we would break them up into these three envelopes. A- and so, we’d say, “Okay, we’re gonna put into giving, we’re gonna put a dollar in the giving envelope. We’re gonna put $2 in the spending envelope, and $2 in the saving envelope. And then when we get ready to go do some giving at church, what do we do? You go get your giving envelope on Sunday and you take your money that you earned, and you give your money. That’s different than, “Oh, we’re getting out of the car, walking through the church parking lot. I’m going to give you a little money for the children’s church plate.” That child didn’t do anything. They were just a courier for your money. They don’t receive any kind of lesson from that. They don’t receive any kind of blessing from that. But when they cleaned up their toys and they fed the dog, and they did the dishwasher, and then some of that money is given, their little character starts to change. And, you know, they’re more natural givers than you and I are. It’s not hard to teach them to give, most of them, okay? And you teach them to save money and to set some goals, and you teach them to spend money and you do Celebration Barbie, or sorta kinda had a party Barbie, or whatever you need to, you know. You, you buy whoever you can afford. That’s what you do. A- and, and you save up that money and do that. So, work the three like that until they get a little bit older. Now, when they get a little bit older, they’re 13 to 15 years old, what we did at that age, 15, 16 years old for some of them, if they’ve been trained on this other stuff all the way up, and they’ve got these ideas of work, giving, saving, spending, and how money works in those four categories, then you can put them on a checking account. We did that with our kids. We said, “Okay, here’s what we normally would spend on you in our neighborhood on clothing, on entertainment, on car gas for your car that we would give you. Not the car, but the car gas. Here’s the money that we would normally spend on you anyway. We’re not gonna give it out to you like 20, 20, 20, 20, $20, $20, $20, $20, $20.” I was on vacation the other day and I saw this dad by the pool that said, had a T shirt that said, “My kids think I’m an ATM.” And I looked at that and I thought, “No, your kids think you’re spineless. They think there’s no end to you. They think they can just come up to you at any time and do anything with you.” That’s not funny to me. It’s kinda sick. A- and so, instead, what we’re gonna do is we’re gonna give you this amount of money in your checking account at the first of the month. When we started doing that, our girls, particularly, started shopping at different stores. ‘Cause you buy one dress with that amount of money, or you can buy 15 things with that amount of money. It just depends on how you think about it. And when that’s it, and they really believe that that said, “That’s it,” then that’s it. And it’s been amazing, and you get the opportunity, they have a new chore, keeping the checkbook balanced, not bouncing any checks. I’ve got one that’s never bounced a check, all the way up through college, has never bounced a check. I’ve got another one that bounced a check one time. Can you imagine being Dave Ramsey’s kid and bouncing a check?

Audience: Laughs

Dave: Oh, man. I made that one go down and talk to the banker. I said, “You have to go down to the banker and personally apologize.”

Audience: Laughs

Dave: You will never bounce another check again. You just do that one time when you’re 16 years old, right? You apologize for, for lying to them, for writing a check and, out of their bank that you don’t have the money in there to cover. You lied. It’s an integrity issue. Well dad, you’re kidding. No, I look like I’m kidding? You get your butt down there. Change their life. What a wonderful lesson. What if somebody had done that to me when I was 16? There’d been a whole different Dave Ramsey story, I can promise you. It’s a whole different mindset on how this stuff works. Other thing we’ve done is we, we decided when our kids are teenagers, that, or, and long before they were teenagers, we start telling them this, we’re not buying your car. I’m not gonna buy your car. I’m saving up, I’m gonna pay for your college education, but I’m not buying your car. If you want a car, you better save up the money. We’ve been blessed, so I will match you. Our matching plan is 401 Dave.

Audience: Laughs

Dave: I’ll match you as you go along, but, but I am not buying your car. So, whatever you save up, that’s what you’re gonna have. One of them was saving along and somebody ask them the other day, “You know, how are you doing towards your saving?” And they said, “I think I’m headed towards a really nice bicycle.”

Audience: Laughs

Dave: So, I might have to kinda get with it. But I tell you what, the first one saved up some money, got a match and got a nice car. The second one went, “Whoa, that happened for real? Dad wasn’t kidding.” Got on the ball, got more money, got a bigger, nicer car. The third one’s going, “Dad, I’m thinking new Hummer.”

Audience: Laughs

Dave: A- and, and really, probably could have pulled that off. But, but we kinda went in and intervened. So, here’s my suggestion to you. If you’re gonna do the 401-match thing, I would recommend on the front end saying, “Up to a certain amount.” Put a limit on it, okay?

Audience: Laughs

Dave: I wasn’t smart enough to see this coming, ’cause as they move down the siblings, they get smarter about this, okay.

Audience: Laughs

Dave: Once they see it’s a real deal and it’s really, really, really going to happen. So, the deal is this. You need to teach your kids about money, and they wanna know. A Charles Schwab survey just the other day said 89% of teens want to know more about money. That’s why the high schools need to be teaching it. Teens really hungry for this stuff. They wanna know how it works. And yet, a Jump Start Coalition study of high school seniors did a survey and di- and did some testing of high school seniors all across the nation, in all kinds of different socioeconomic settings. It wasn’t just poor neighborhoods or rich neighborhoods, a- and here’s what happened. 52.4% of the people that took the exam, a basic personal finance exam as a senior in high school, achieved a score of F. And yet they’re getting ready to graduate from high school and we’re gonna turn them loose and send them out there. Who’s gonna teach them about buying a new car? Car dealer?

Audience: Laughs

Dave: Now, there’s a plan.

Audience: Laughs

Dave: See, we parents have got to get involved, and the schools need to get involved. There’s a whole process there. You have the ability to change your family tree. Don’t just give the money. If you do the stuff we teach in here, you’re gonna become wealthy, and if all you give them is money and no character, you will be a curse in their life. You’ll change your family tree in the negative way. Teach them to work. If you teach them a work ethic, if you teach them integrity, a godly man leaves an inheritance to his children’s children, and it’s not just an inheritance of money. It’s a, it’s an inheritance of character. And if they learn all of these things, the, if you just give them a work ethic, and an, and honesty, they’ll be able to go win, if that’s all you do. If you give them a work ethic, honesty, and money, well, you’ve started a new thing. You’re the new Rockefellers. A- a- and so, kids really care about this stuff. Be proactive. Warren Buffet said, “Give your, enough money to your kids that they can do anything, but not enough that they can do nothing.” So, marriage and money, it’s absolutely essential for nerds and free spirits to unite. It’s absolutely essential for you singles to take control of your life, put someone that’s accountable to you, or that you’re accountable to, in your life, and those of you that are raising kiddos, don’t be afraid to parent. Be a brave parent. And you’re gonna make some mistakes. Don’t let those mistakes disqualify your authority position. Step into their lives, be loving and firm, and a- and be there for them, and teach them this stuff. This stuff works. Thanks for being here.

John: We’ve so enjoyed listening to Dave Ramsey here on Focus on the Family today, and I hope you’ve enjoyed attending, if you will, through this broadcast, one session of his Financial Peace University series.

Jim: Uh, Dave Ramsey has such a wonderful perspective on how to teach our kids about money, and how to encourage them to work, not just receive handouts from mom and dad, or the government. And the way things are going today with supply chain problems and all types of product shortages, uh, we need that work ethic now more than ever. So, let me recommend a book that Dave and his daughter Rachel have written. It’s called Smart Money, Smart Kids: Raising the Next Generation to Win with Money. And that’s a great resource for parents who want to follow up on what we’ve heard today. And if this broadcast brought up some issues for you, maybe you’re a single parent or you’re struggling to make ends meet, please give us a call. Our friendly staff would count it a privilege to hear your story and pray with you over the phone. And if your situation warrants it, they can have one of our caring Christian counselors give you a call back. And they do excellent work. Here’s a response we received from Shelly. She said, “I just wanted to call back and say that I am so thankful for the free consultation you provided. It was a life-saving conversation, and the counselor gave me some really sound and godly advice. Thank you, Focus.”

John: And Jim, as you know, over the years, our family has taken advantage of the opportunity the talk with members of the counseling team here at Focus. It’s been so helpful. Shelly is right. They do a tremendous job.

Jim: Well, we thank God and our donors for making it possible for Focus on the Family to offer these counseling services free of charge for over 40 years now. So, let me encourage you to donate today and help us help others. And when you make a generous donation of any amount, we’ll send you a copy of the book Smart Money, Smart Kids, or The Total Money Makeover by Dave Ramsey. Just give us a call now.

John: Our number is 800, the letter A, and the word FAMILY, 800-232-6459, or you can donate online and request the book Smart Money, Smart Kids, or the book The Total Money Makeover, at focusonthefamily.com/broadcast. Coming up next time, author Julie Lavender will encourage you to embrace the little moments with your children.

Preview:

Julie Lavender: You know, when we build these memories as a family, I think it helps the child feel loved and valued. You know, it creates a bond with common language of shared experiences.

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Fueling Great Relationships With Others

Dr. John Townsend offers practical ideas on how to create incredibly meaningful relationships in every area of your life. He describes the types of people who are needed on your “life team” to help you grow – and others who need to be held at arm’s length, as you seek balance in your relationships with friends and colleagues.

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Simple Habits to Embrace in Your Marriage

Dr. Randy Schroeder has counseled thousands of married couples and has discovered simple tools that help couples avoid divorce and build a thriving marriage. In this broadcast, he describes practical habits to help couples navigate expectations in marriage, build emotional closeness, and resolve disagreements.

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How I Found God Through My Abortion Journey (Part 2 of 2)

Cynthia Wenz shares her incredible testimony of discovering God’s love and forgiveness. As a teenager, Cynthia lived recklessly and strayed away from the Lord. By age 29, she had three abortions, numbing herself from the reality of killing her children. After realizing her mistakes, Cynthia became pro-life and experienced many years of turmoil and grief before undergoing post-abortion recovery. She now advocates for pregnancy resource centers across the nation. (Part 2 of 2)

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A Legacy of Music and Trusting the Lord

Popular Christian vocalist Larnelle Harris reflects on his five-decade music career, sharing the valuable life lessons he’s learned about putting his family first, allowing God to redeem a troubled past, recognizing those who’ve sacrificed for his benefit, and faithfully adhering to biblical principles amidst all the opportunities that have come his way.

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Accepting Your Imperfect Life

Amy Carroll explains how listeners can find freedom from self-imposed and unrealistic standards of perfection in a discussion based on her book, Breaking Up With Perfect: Kiss Perfection Goodbye and Embrace the Joy God Has in Store for You.

What to Do When You're Not Okay - Part 2

Life can be pretty stressful. Between work, relationships, and other obligations, the pressure builds, and we lose sight of who we are. Counselor Debra Fileta helps you better understand your emotions, assess your mental, physical, and spiritual health, and intentionally pursue a path to wellbeing. In dealing with anxiety, depression, and panic attacks, Debra understands the importance of self-examination as well as the benefits of seeking professional help. She offers biblically-based advice, tools, and encouragement to help you get on a path toward healing and wholeness.

Author Debra Fileta in the Focus on the Family broadcast studio

Mrs. Debra Fileta

Debra Fileta is a licensed professional counselor specializing in relationship and marital issues. She is also a public speaker and the author of multiple books, including Married SexChoosing Marriage: Why It Has to Start With We > Me, Love in Every Season, and Are You Really OK: Getting Real About Who You Are, How You’re Doing, and Why It Matters. Debra’s popular relationship advice blog, TrueLoveDates.com, and her Love + Relationships podcast reach millions of people each year offering guidance on topics including love, sex, and marriage. Debra resides in Pennsylvania with her husband, John, and their four children.

Are You Really Okay?

Are You Really OK: Getting Real About Who You Are

In Are You Really OK? author and licensed counselor Debra Fileta challenges you to get real with who you are and how you’re doing spiritually, emotionally, mentally, and physically so you can recognize where you need growth and healing.

Navigating a Toxic Culture with Your Daughter - Part 2

As a pediatrician, Dr. Meg Meeker has seen thousands of girls come through her office through the years. They struggle with eating issues, sexual identity, social media…and many other challenges in this toxic culture. Dr. Meeker will encourage parents to invest love and time in their daughters and develop their character to give them the best opportunity for a bright future, all rooted in a spiritual foundation. The discussion also includes healthy feminism vs. toxic feminism

Mrs. Meg Meeker

Dr. Meg Meeker is a pediatrician who is widely recognized as one of the country’s leading authorities on parenting, teens and children’s health. With appearances on numerous nationally syndicated radio and TV programs, her popularity as a an expert on key issues confronting families has created a strong following across America. Her work with countless families over the years served as the inspiration behind her best-selling books which include Strong Fathers, Strong DaughtersStrong Mothers, Strong Sons and The Ten Habits of Happy Mothers

Cover image of Dr. Meg Meeker's book "Raising a Strong Daughter in a Toxic Culture"

Raising a Strong Daughter in a Toxic Culture: 11 Steps to Keep Her Happy, Healthy, and Safe

Meg Meeker has been a pediatrician for more than thirty years, is a mother and a grandmother, and has seen it all. She knows what makes for strong, happy, healthy young women–and what puts our daughters at risk. Combining that experience with her famous common sense, she explains the eleven steps that will help your daughter–whether she’s a toddler or a troubled teen–to achieve her full human potential.

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Newest Release - Episode 1: The Truth About Life!

In this episode, we will tackle tough questions like, “When does life begin?” and “What does the Bible
say about Life?” You’ll discover and understand the stages of pre-born life and that babies are more than
just a clump of cells!

Yes, I Promise to Pray for the Pre-born and Their Moms!

Will you pray for the pre-born and moms that are facing unexpected pregnancies? We will send you a 7-day prayer guide that will help guide you along this journey with us!! You can even choose to receive this great resource by text!

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Newest Release - Episode 3: The Power of a Picture

Have you ever wondered what a baby looked like in the womb? With today’s technology, Moms and Dads can see the baby’s heartbeat, facial expressions, and movements! You’ll find out why more women choose life once they hear their baby’s heartbeat and realize it’s a real living human!

Yes, I Promise to Pray for the Pre-born and Their Moms!

Will you pray for the pre-born and moms that are facing unexpected pregnancies? We will send you a 7-day prayer guide that will help guide you along this journey with us!! You can even choose to receive this great resource by text!

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Newest Release - Episode 2: Heroes Providing Hope

Discover the amazing work our PRC’s Directors, Nurses, and Volunteers are making in their communities! You’ll see firsthand testimonies of a PRC in action, and that there are other options outside of abortions! You’ll also discover how your family can support your local PRC!

Yes, I Promise to Pray for the Pre-born and Their Moms!

Will you pray for the pre-born and moms that are facing unexpected pregnancies? We will send you a 7-day prayer guide that will help guide you along this journey with us!! You can even choose to receive this great resource by text!

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Newest Release - Episode 4: Sometimes the Choice is Hard

Hear real life stories of parents who have made the decision to choose life even though the circumstances were overwhelming. You’ll see why “ALL” life is precious to God and why choosing life is always the right decision!

Yes, I Promise to Pray for the Pre-born and Their Moms!

Will you pray for the pre-born and moms that are facing unexpected pregnancies? We will send you a 7-day prayer guide that will help guide you along this journey with us!! You can even choose to receive this great resource by text!

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Newest Release - Episode 5: It’s Going to be Amazing!

After a couple has chosen life, hear the heartwarming stories of children that culture would have cast aside, yet are making tremendous impacts in their communities. Whether the diagnosis was adverse or the circumstances were difficult, these stories will inspire you to come along side of families who have chosen life!

Yes, I Promise to Pray for the Pre-born and Their Moms!

Will you pray for the pre-born and moms that are facing unexpected pregnancies? We will send you a 7-day prayer guide that will help guide you along this journey with us!! You can even choose to receive this great resource by text!

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Newest Release - Episode 6: Families Helping Families!

So, after all you’ve seen through the SeeLife ‘21 Episodic journey; what can you do now? We’ll share how you can partner with some amazing organizations that are making significant impacts in the pro-life movement! You want to Celebrate Life!

Yes, I Promise to Pray for the Pre-born and Their Moms!

Will you pray for the pre-born and moms that are facing unexpected pregnancies? We will send you a 7-day prayer guide that will help guide you along this journey with us!! You can even choose to receive this great resource by text!

Praying Scripture Over Your Child’s Life - Part 2

Jodie Berndt loves to pray for her children. She’s been doing that for the past thirty years. Now she helps other parents to talk to God, asking for the salvation of their kids, and for wisdom, self-discipline, purpose, a future and much more. She offers fun and practical encouragement that moms and dads can put to work immediately in their daily lives as they prepare their children for a life in Christ.

Headshot of Focus on the Family broadcast guest Jodie Berndt

Jodie Berndt

Jodie Berndt is a public speaker, a Bible teacher, and the the author of 10 books. Find out more about Jodie and get some free resources (including printable prayer cards and calendars) at her website, jodieberndt.com.

Cover image of Jodie Berndt's book "Praying the Scriptures for Your Children"

Praying the Scriptures Over Your Children

You will discover how using the Bible to shape your desires and requests opens the door to God’s provision—and frees us from things like worry and fear in our parenting! This expanded edition of the bestseller features updated content on issues like technology and identity, and comes with new material designed to invite children into the family prayer circle. Purchase now and receive 10% off your product.

Effective Habits to Embrace in Parenting

To be an effective parent, you must be a leader in your child’s life, guiding with a gentle hand and setting a solid example. Dr. Randy Schroeder provides the insight you need to be a leader-parent. As he explores the foundational Rs—relationship, routines, responsibilities, and rules—you’ll better understand the role you play in your child’s life. You’ll learn great phrases to employ such as “Either/Or/You Decide” and “When You/Then You”. While there is no perfect parent, this nuts-and-bolts material will equip you to lead your child in a loving, confident manner.

Headshot of Focus on the Family broadcast guest Dr. Randy Schroeder

Dr. Randy Schroeder

Dr. Randy Schroeder has spent more than four decades writing, counseling, speaking, and teaching. For nearly 25 years, he was Vice President of Student Personnel Services, Dean of Students, and a professor of pastoral counseling at Concordia Theological Seminary in Fort Wayne, Ind. He’s also led a successful counseling practice helping individuals, couples, and families to thrive in their lives and relationships.

Cover image of Dr. Randall Schroeder's book "Simple Habits for Effective Parenting"

Simple Habits for Effective Parenting

Effective parenting is now within your grasp! With this inspiring how-to comprehensive book, achieve extraordinary results in raising a child to be self-assured, self-reliant, and responsible! You will be able to successfully lead and lovingly encourage your child toward a Godly life!

The Spiritual Battle for Your Marriage

God designed marriage to reflect His love to the world; and because of this, the enemy wants to destroy God’s beautiful design. Based on his book, Defending Your Marriage, Dr. Tim and Noreen Muehlhoff share about the reality of spiritual warfare against marriages, and how to combat the enemy’s lies with the truth of God. Couples will be encouraged that they’re not alone in the fight for a godly marriage and better equipped to be a shining example for the world around them.

Tim and Noreen Muehlhoff Cropped

Dr. Tim and Mrs. Noreen Muehlhoff

Dr. Tim Muehlhoff is a professor of communication at Biola University in La Mirada, California where he teaches classes in family communication, interpersonal communication, apologetics, gender, and conflict resolution.  Tim and his wife, Noreen, are both on staff with Biola’s Center for Marriage and Relationships  where he is a co-host of The Art of Relationship podcast. 

Defending Your Marriage

Is your marriage under attack? Sometimes it can feel like the world is trying to tear your marriage apart. Internal conflicts or external pressures might make you wonder if something sinister is going on. How can you tell if you’re facing spiritual opposition? And what can you do about it? Tim Muehlhoff provides a straightforward resource for protecting your marriage from the threats of the evil one. He looks at what Scripture says about spiritual warfare and how our everyday struggles have deeper spiritual realities. And he provides practical steps for guarding our marriages with the whole armor of God.

Reigniting Your Passion for Jesus - Part 1

For those of faith whose passion has waned over time, Kim Meeder will reinspire you in your relationship with Jesus Christ as she tells powerful, true stories about God that will spark renewed joy in your heart and encourage you to share the Gospel with others.

Headshot photo of author Kim Meeder

Kim Meeder

Kim Meeder and her husband, Troy, are the co-founders of Crystal Peaks Youth Ranch, a non-profit organization in Bend, Oregon, that rescues abused horses and pairs them with hurting kids for mutual healing. Kim is a popular motivational speaker and the author of a half dozen books including Hope Rising and Bridge Called Hope, which feature inspirational stories from her ranch.

Revival Rising

With enthusiasm that will set ablaze your passion to reach the hurting, Kim Meeder encourages you to let the holy fire of God’s presence fill your heart, soul, mind and strength. As your fear and pride melt away, those around you who are losing their battle for hope will be transformed by encountering His redeeming love in you. This–this is revival rising.

Reigniting Your Passion for Jesus - Part 2

For those of faith whose passion has waned over time, Kim Meeder will reinspire you in your relationship with Jesus Christ as she tells powerful, true stories about God that will spark renewed joy in your heart and encourage you to share the Gospel with others.

Headshot photo of author Kim Meeder

Kim Meeder

Kim Meeder and her husband, Troy, are the co-founders of Crystal Peaks Youth Ranch, a non-profit organization in Bend, Oregon, that rescues abused horses and pairs them with hurting kids for mutual healing. Kim is a popular motivational speaker and the author of a half dozen books including Hope Rising and Bridge Called Hope, which feature inspirational stories from her ranch.

Revival Rising

With enthusiasm that will set ablaze your passion to reach the hurting, Kim Meeder encourages you to let the holy fire of God’s presence fill your heart, soul, mind and strength. As your fear and pride melt away, those around you who are losing their battle for hope will be transformed by encountering His redeeming love in you. This–this is revival rising.

Mothers and Sons: Being a Godly Influence - Part 2

Rhonda Stoppe describes her early motherhood challenges of raising a son, which was intimidating to her. She found help through group of older women mentors. She urges moms to see their role as ministry in shaping sons to be good and godly men. Rhonda outlines several practical suggestions to moms about spiritual training, how to communicate with boys, and supporting the father-son relationship as a wife.

Headshot of Rhonda Stoppe

Rhonda Stoppe

Drawing upon 35 years of experience as a mentor, pastor’s wife, and homeschool mom, Rhonda Stoppe offers encouragement and guidance to women as an author and public speaker. She is popularly known as the “No Regrets Woman,” as she is especially passionate about helping women live life without regrets. Rhonda’s books include Moms Raising Sons to Be MenReal Life Romance, and The Marriage Mentor, which she co-authored with her husband, Steve.

Cover image of Rhonda Stoppe's book "Moms Raising Sons to be Men"

Moms Raising Sons to Be Men

Mothers of boys have the special calling to shape future men of God. Popular speaker Rhonda Stoppe, mom to two sons, knows this opportunity is a challenge, a joy, and probably the most important work of a woman’s life. Drawing from years of experience, this inspirational resource will revive the faithfulness and fortitude a woman needs to partner with God as they shape the character and heart of a future godly man.

Identifying Triggers in Your Marriage - Part 2

They were both convinced they had married the wrong person. From almost the very beginning of their marriage, Amber and Guy Lia experienced various tensions and personality clashes related to house cleaning, backseat driving, workaholism, and intimacy. In this two-day Focus on the Family broadcast, Amber and Guy discuss how they bravely faced the triggers head-on, and committed to working on their own relationships with Jesus. As you listen to the Lia’s story, you’ll feel hope that you, too, can see real marriage transformation!

Headshot of Guy and Amber Lia

Mr. and Mrs. Guy and Amber Lia and Mrs. Jean Daly

Amber Lia is a work-at-home mom, blogger, public speaker, and co-author of two best-selling books. Her husband, Guy, is a former TV, feature film, and VFX development and production executive who has worked on popular TV shows and films. Guy and Amber own Storehouse Media Group, a faith- and family-friendly TV and film production company based in Los Angeles,

Cover image of the book "Marriage Triggers" by Guy and Amber Lia

Marriage Triggers: How You and Your Spouse Can Exchange Angry Reactions for Gentle Biblical Responses

A husband-wife team offers practical advice for married couples to end the cycle of reactionary arguments by examining the most common issues that trigger disagreements and apply God’s Word to radically transform relationships.

Loving Your Spouse Through the Seasons of Marriage - Part 1

Debra Fileta has identified the four seasons of marriage that correspond with our natural seasons – spring (new life and new love), summer (things get hot!), fall (showing our true colors), and winter (long days ahead). In this interview, she will help couples better understand the four seasons of healthy relationships, what to expect during each one, and how to carefully navigate them for a stronger marriage.

Author Debra Fileta in the Focus on the Family broadcast studio

Debra Fileta

Debra Fileta is a licensed professional counselor specializing in relationship and marital issues. She is also a public speaker and the author of multiple books, including Married SexChoosing Marriage: Why It Has to Start With We > Me, Love in Every Season, and Are You Really OK: Getting Real About Who You Are, How You’re Doing, and Why It Matters. Debra’s popular relationship advice blog, TrueLoveDates.com, and her Love + Relationships podcast reach millions of people each year offering guidance on topics including love, sex, and marriage.

Love in Every Season: Understanding the Four Stages of a Healthy Relationship

Every relationship goes through four life-changing seasons: Spring. Summer. Fall. Winter. Each season plays an important role in taking your relationship to the next level. And depending on how you navigate each season, your relationship will either flourish and grow, or it will slowly die. Whether you’re single, dating, engaged or married, join licensed professional counselor and relationship expert, Debra Fileta as she takes you on an eye-opening psychological and spiritual journey through the four seasons that she has observed in every healthy relationship.

How a Former Abortion Doctor Became Pro-Life

As an abortion doctor at Planned Parenthood, Dr. Patti Giebink believed she was helping women. Later, she began reading scripture and God gradually changed her heart on the abortion issue. Patti tells the story of her long journey from abortion doctor to pro-life and encourages listeners to share the message of life with compassion.

Headshot image of Focus on the Family broadcast guest Dr. Patti Giebink

Mrs. Patti Giebink

Dr. Patti Giebink is an OB-GYN who serves on the board of the Alpha Center, a well-known pregnancy center located in Sioux Falls, S.D. She also travels intermittently to work in mission hospitals in Pakistan and other countries. After completing her medical training, Dr. Giebink worked for Planned Parenthood from 1995-1997, during which she was the only abortion-provider in the state of South Dakota. She eventually experienced a radical change of heart on the issue of abortion after receiving God’s grace, forgiveness, and love, and she is now a passionate advocate for the pro-life movement.

Cover image of the book "Unexpected Choice: An Abortion Doctor’s Journey to Pro-Life"

Unexpected Choice: An Abortion Doctor’s Journey to Pro-Life

Unexpected Choice is told from the perspective of a doctor who actually performed abortions through Planned Parenthood. The book chronicles her journey from being a pro-choice physician to someone speaking on behalf of the pro-life movement.

Understanding the Root of Your Child's Misbehavior - Part 1

Often, children act out because they are used to getting attention through bad behavior. Dr. Kevin Leman offers advice to help parents transform their child’s behavior. He discusses the benefits of allowing your kids to learn from real-life consequences and describes the importance of understanding your child’s temperament based on his birth order.

Dr. Kevin Leman

Dr. Kevin Leman

Dr. Kevin Leman is an internationally known family psychologist and an award-winning, New York Times best-selling author. He is also a popular public speaker and media personality who has made countless guest appearances on numerous radio and TV programs. Dr. Leman has written more than 50 books including The Birth Order BookHave a New Kid by Friday and Making Children Mind Without Losing Yours.

Bundle of Why Your Kids Misbehave

Why Your Kids Misbehave and What to Do about It

Tantrums. Talking back. Throwing toys or food. Meltdowns. Slamming doors. Kids know just how to push your buttons. You’ve tried all sorts of methods, but nothing seems to work. In this book, Dr. Kevin Leman reveals exactly why kids misbehave and how you can turn that behavior around with practical, no-nonsense strategies that really work . . . and are a long-term win for both of you.

Embracing Your Role as a Spouse

As a spouse, you have three roles to play—a friend, a partner, and a lover. On this one-day Focus on the Family broadcast, Pastor Kevin A. Thompson explores those different roles and challenges you to live them out by investing emotionally, physically, and mentally in your relationship. As friends, he suggests we learn to play and laugh together. As partners, he equips us with solid ways to handle conflict and communication. As lovers, he offers some thoughts on how to bring back the sizzle. He shares five keys to saving your marriage: humility, respect, mercy, communication, and resilience. You’ll be encouraged to intentionally invest in your marriage.

Headshot of Kevin Thompson

Pastor Kevin Thompson

Kevin A. Thompson (MDiv, Beeson Divinity School) is lead pastor at Community Bible Church, a growing multi-site church with four locations in western Arkansas. Every year he meets with nearly one hundred couples with a range of needs, from pre-marital counseling to navigating the most serious betrayals. A marriage and parenting conference speaker, he and his wife, Jenny, have two children and live in Fort Smith, Arkansas. He blogs at kevinathompson.com.

Cover image of Kevin Thompson's book "Friends, Partners & Lovers"

Friends, Partners, and Lovers: What It Takes to Make Your Marriage Work

With engaging stories and clear, simple language, pastor Kevin Thompson shows how to live out three distinct roles in marraige. Using solid biblical principles, he helps you and your spouse grow your friendship, be supportive partners through the good times and the bad, and develop a healthy and satisfying sex life.

Sharing Your Faith with Grace and Purpose

You can confidently and lovingly share your faith—you just need to learn some new tactics to do so! In this Focus on the Family Daily Broadcast, apologist Greg Koukl outlines the “Columbo” tactic of asking questions, the “self-defeating argument” tactic to find holes in your opponent’s arguments, and other specific methods for engaging in faith-building conversations with others. Greg pulls from his over 30 years of experience debating atheists and agnostics to help you share your faith with grace and truth.

Mr. Greg Koukl

Greg Koukl is a writer, public speaker and talk show host who’s spent 30 years advocating for and defending the Christian worldview. Greg has written or contributed to 15 books, including The Story of RealityTactics, and Precious Unborn Human Persons. Greg has published nearly 230 articles and has spoken on 80 college and university campuses in the U.S. and abroad.

Tactics front cover

Tactics, 10th Anniversary Edition: A Game Plan for Discussing Your Christian Convictions

In a world increasingly indifferent to Christian truth, followers of Christ need to be equipped to communicate with those who do not speak their language or accept their source of authority. In Tactics, 10th Anniversary Edition, Gregory Koukl demonstrates how to artfully regain control of conversations, keeping them moving forward in constructive ways through thoughtful diplomacy. You’ll learn how to stop challengers in their tracks and how to turn the tables on questions or provocative statements. Most important, you’ll learn how to get people thinking about Jesus.

Cherishing Your Spouse Every Day

Do you love your spouse, or do you truly cherish them? Gary Thomas encourages couples to make a daily effort to go beyond the ‘duty’ of love, and combat the natural inclination to drift apart, by choosing to see the best in their spouse.

Mr. Gary Thomas

Gary Thomas is an international speaker and best-selling, award-winning author whose books include Married SexSacred Marriage and Sacred Parenting. He has also written numerous articles for several prominent national magazines. Gary and his wife, Lisa, reside in Texas and have three children. You can learn more about Gary by visiting his website, www.garythomas.com.

cherish front cover

Friends, Partners, and Lovers: What It Takes to Make Your Marriage Work

“Most marriages survive by gritting teeth and holding on. But marriages can and will not only survive but thrive when husbands and wives learn to cherish one another.” Those are the powerful words of bestselling author Gary Thomas in his newest book–Cherish. And in a world desperate for marriage redemption, it is needed now more than ever. Thomas shows that although there are a countless number of marriages consisting of two people just going through the motions, there are real ways this pattern can be reversed: when husbands and wives learn to cherish one another in proven, loving, and everyday actions and words.

Giving up Sugar, Tasting God's Goodness

As a latchkey kid, Wendy Speake turned to sugar for comfort. Every Friday, she would pedal to the candy show and use her allowance to fill her bag with candy. And one day, when she was older and a mom of three young boys, she came to realize that she was still “pedaling” away from her stress and using sugar as comfort, instead of turning to Jesus. She was joyless, worn out, tired, and in need of a change. In this interview, Wendy will challenge Christians to take 40 days to focus on fasting from something they turn to instead of Jesus for comfort. She invited people to break free from a dependence on sugar and taste the goodness of God.

Author Wendy Speake smiling as she holds up her book "The 40-Day Social Media Fast"

Mrs. Wendy Speake

With a background in Hollywood as a trained actress, Wendy Speake ministers to women as a bible teacher by applying the power of drama, poetry and comedy to the study of Scripture and real-life application of biblical truths. She has co-authored two books with Amber Lia titled Triggers: Exchanging Parents’ Angry Reactions for Gentle Biblical Responses and their latest, Parenting Scripts: When What You’re Saying Isn’t Working, Say Something New. Wendy is also the co-author (with Kelli Stuart) of Life Creative: Inspiration for Today’s Renaissance Mom.

Cover image of the book "The 40-Day Sugar Fast"

The 40-Day Sugar Fast: Where Physical Detox Meets Spiritual Transformation

Welcome to the 40-Day Sugar Fast, a fast that begins with us giving Jesus our sugar and ends with Jesus giving us himself–the only thing that can ever truly satisfy our soul’s deep hunger. On this 40-day journey you’ll learn how to stop fixating on food and other things you use to fill the voids in life and instead fix your eyes on Christ. Anyone who runs to sugar for comfort or a reward, who eats mindlessly or out of boredom, who feels physically and spiritually lethargic, or who struggles with self-control will discover here not only freedom from their cravings but an entirely new appetite for the good things God has for us.

Understanding the Root of Your Child's Misbehavior - Part 2

Often, children act out because they are used to getting attention through bad behavior. Dr. Kevin Leman offers advice to help parents transform their child’s behavior. He discusses the benefits of allowing your kids to learn from real-life consequences and describes the importance of understanding your child’s temperament based on his birth order.

Dr. Kevin Leman

Dr. Kevin Leman

Dr. Kevin Leman is an internationally known family psychologist and an award-winning, New York Times best-selling author. He is also a popular public speaker and media personality who has made countless guest appearances on numerous radio and TV programs. Dr. Leman has written more than 50 books including The Birth Order BookHave a New Kid by Friday and Making Children Mind Without Losing Yours.

Bundle of Why Your Kids Misbehave

Why Your Kids Misbehave and What to Do about It

Tantrums. Talking back. Throwing toys or food. Meltdowns. Slamming doors. Kids know just how to push your buttons. You’ve tried all sorts of methods, but nothing seems to work. In this book, Dr. Kevin Leman reveals exactly why kids misbehave and how you can turn that behavior around with practical, no-nonsense strategies that really work . . . and are a long-term win for both of you.

Loving Your Spouse Through the Seasons of Marriage - Part 2

Debra Fileta has identified the four seasons of marriage that correspond with our natural seasons – spring (new life and new love), summer (things get hot!), fall (showing our true colors), and winter (long days ahead). In this interview, she will help couples better understand the four seasons of healthy relationships, what to expect during each one, and how to carefully navigate them for a stronger marriage.

Author Debra Fileta in the Focus on the Family broadcast studio

Debra Fileta

Debra Fileta is a licensed professional counselor specializing in relationship and marital issues. She is also a public speaker and the author of multiple books, including Married SexChoosing Marriage: Why It Has to Start With We > Me, Love in Every Season, and Are You Really OK: Getting Real About Who You Are, How You’re Doing, and Why It Matters. Debra’s popular relationship advice blog, TrueLoveDates.com, and her Love + Relationships podcast reach millions of people each year offering guidance on topics including love, sex, and marriage.

Love in Every Season: Understanding the Four Stages of a Healthy Relationship

Every relationship goes through four life-changing seasons: Spring. Summer. Fall. Winter. Each season plays an important role in taking your relationship to the next level. And depending on how you navigate each season, your relationship will either flourish and grow, or it will slowly die. Whether you’re single, dating, engaged or married, join licensed professional counselor and relationship expert, Debra Fileta as she takes you on an eye-opening psychological and spiritual journey through the four seasons that she has observed in every healthy relationship.

Reconciling Faith and Science in a Medical Crisis

Dr. Lee Warren is a neurosurgeon who has faced many heavy challenges in his life – from serving in the Iraq War to removing deadly brain tumors to experiencing the loss of a teenage son. He’ll share about his difficult quest to find answers to some of life’s toughest questions, while holding onto his faith in God and the sure hope of heaven

Headshot of Focus on the Family broadcast guest Dr. W. Lee Warren

Dr. Lee Warren

W. Lee Warren, M.D., is a brain surgeon , inventor, Iraq War veteran, and author of I’ve Seen the End of You: A Neurosurgeon’s Look at Faith, Doubt, and the Things We Think We Know, winner of the Christian Book Award®. His previous book, No Place to Hide, was included on the 2015 U.S. Air Force Chief of Staff’s Recommended Reading List. Dr. Warren has appeared on The 700 Club and the CBS Evening News, and his writings have been featured in Guideposts magazine. His Dr. Lee Warren Podcast, which is heard in more than 60 countries, helps listeners use the power of neuroscience, faith, and common sense to change their lives.

Cover image of Dr. Lee Warren's book "I've Seen the End of You"

I've Seen the End of You: A Neurosurgeon's Look at Faith, Doubt, and the Things We Think We Know

This gripping inspirational memoir grapples with the tension between faith and science—and between death and hope—as a seasoned neurosurgeon faces insurmountable odds and grief both in the office and at home.

Praying Scripture Over Your Child’s Life - Part 1

Jodie Berndt loves to pray for her children. She’s been doing that for the past thirty years. Now she helps other parents to talk to God, asking for the salvation of their kids, and for wisdom, self-discipline, purpose, a future and much more. She offers fun and practical encouragement that moms and dads can put to work immediately in their daily lives as they prepare their children for a life in Christ.

Headshot of Focus on the Family broadcast guest Jodie Berndt

Jodie Berndt

Jodie Berndt is a public speaker, a Bible teacher, and the the author of 10 books. Find out more about Jodie and get some free resources (including printable prayer cards and calendars) at her website, jodieberndt.com.

Cover image of Jodie Berndt's book "Praying the Scriptures for Your Children"

Praying the Scriptures Over Your Children

You will discover how using the Bible to shape your desires and requests opens the door to God’s provision—and frees us from things like worry and fear in our parenting! This expanded edition of the bestseller features updated content on issues like technology and identity, and comes with new material designed to invite children into the family prayer circle. Purchase now and receive 10% off your product.

Mothers and Sons: Being a Godly Influence - Part 1

Rhonda Stoppe describes her early motherhood challenges of raising a son, which was intimidating to her. She found help through group of older women mentors. She urges moms to see their role as ministry in shaping sons to be good and godly men. Rhonda outlines several practical suggestions to moms about spiritual training, how to communicate with boys, and supporting the father-son relationship as a wife.

Headshot of Rhonda Stoppe

Rhonda Stoppe

Drawing upon 35 years of experience as a mentor, pastor’s wife, and homeschool mom, Rhonda Stoppe offers encouragement and guidance to women as an author and public speaker. She is popularly known as the “No Regrets Woman,” as she is especially passionate about helping women live life without regrets. Rhonda’s books include Moms Raising Sons to Be MenReal Life Romance, and The Marriage Mentor, which she co-authored with her husband, Steve.

Cover image of Rhonda Stoppe's book "Moms Raising Sons to be Men"

Moms Raising Sons to Be Men

Mothers of boys have the special calling to shape future men of God. Popular speaker Rhonda Stoppe, mom to two sons, knows this opportunity is a challenge, a joy, and probably the most important work of a woman’s life. Drawing from years of experience, this inspirational resource will revive the faithfulness and fortitude a woman needs to partner with God as they shape the character and heart of a future godly man.

Identifying Triggers in Your Marriage Part 1

They were both convinced they had married the wrong person. From almost the very beginning of their marriage, Amber and Guy Lia experienced various tensions and personality clashes related to house cleaning, backseat driving, workaholism, and intimacy. In this two-day Focus on the Family broadcast, Amber and Guy discuss how they bravely faced the triggers head-on, and committed to working on their own relationships with Jesus. As you listen to the Lia’s story, you’ll feel hope that you, too, can see real marriage transformation!

Headshot of Guy and Amber Lia

Mr. and Mrs. Guy and Amber Lia and Mrs. Jean Daly

Amber Lia is a work-at-home mom, blogger, public speaker, and co-author of two best-selling books. Her husband, Guy, is a former TV, feature film, and VFX development and production executive who has worked on popular TV shows and films. Guy and Amber own Storehouse Media Group, a faith- and family-friendly TV and film production company based in Los Angeles,

Cover image of the book "Marriage Triggers" by Guy and Amber Lia

Marriage Triggers: How You and Your Spouse Can Exchange Angry Reactions for Gentle Biblical Responses

A husband-wife team offers practical advice for married couples to end the cycle of reactionary arguments by examining the most common issues that trigger disagreements and apply God’s Word to radically transform relationships.

What to Do When You're Not Okay - Part 1

Life can be pretty stressful. Between work, relationships, and other obligations, the pressure builds, and we lose sight of who we are. Counselor Debra Fileta helps you better understand your emotions, assess your mental, physical, and spiritual health, and intentionally pursue a path to wellbeing. In dealing with anxiety, depression, and panic attacks, Debra understands the importance of self-examination as well as the benefits of seeking professional help. She offers biblically-based advice, tools, and encouragement to help you get on a path toward healing and wholeness.

Author Debra Fileta in the Focus on the Family broadcast studio

Mrs. Debra Fileta

Debra Fileta is a licensed professional counselor specializing in relationship and marital issues. She is also a public speaker and the author of multiple books, including Married SexChoosing Marriage: Why It Has to Start With We > Me, Love in Every Season, and Are You Really OK: Getting Real About Who You Are, How You’re Doing, and Why It Matters. Debra’s popular relationship advice blog, TrueLoveDates.com, and her Love + Relationships podcast reach millions of people each year offering guidance on topics including love, sex, and marriage. Debra resides in Pennsylvania with her husband, John, and their four children.

Are You Really Okay?

Are You Really OK: Getting Real About Who You Are

In Are You Really OK? author and licensed counselor Debra Fileta challenges you to get real with who you are and how you’re doing spiritually, emotionally, mentally, and physically so you can recognize where you need growth and healing.

Navigating a Toxic Culture with Your Daughter - Part 1

As a pediatrician, Dr. Meg Meeker has seen thousands of girls come through her office through the years. They struggle with eating issues, sexual identity, social media…and many other challenges in this toxic culture. Dr. Meeker will encourage parents to invest love and time in their daughters and develop their character to give them the best opportunity for a bright future, all rooted in a spiritual foundation. The discussion also includes healthy feminism vs. toxic feminism

Mrs. Meg Meeker

Dr. Meg Meeker is a pediatrician who is widely recognized as one of the country’s leading authorities on parenting, teens and children’s health. With appearances on numerous nationally syndicated radio and TV programs, her popularity as a an expert on key issues confronting families has created a strong following across America. Her work with countless families over the years served as the inspiration behind her best-selling books which include Strong Fathers, Strong DaughtersStrong Mothers, Strong Sons and The Ten Habits of Happy Mothers

Cover image of Dr. Meg Meeker's book "Raising a Strong Daughter in a Toxic Culture"

Raising a Strong Daughter in a Toxic Culture: 11 Steps to Keep Her Happy, Healthy, and Safe

Meg Meeker has been a pediatrician for more than thirty years, is a mother and a grandmother, and has seen it all. She knows what makes for strong, happy, healthy young women–and what puts our daughters at risk. Combining that experience with her famous common sense, she explains the eleven steps that will help your daughter–whether she’s a toddler or a troubled teen–to achieve her full human potential.

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